Payia · The Donation Rail

Keep the margin Stripe skims.

Generic processors throttle or freeze political money mid-cycle, and a flat rate quietly taxes every dollar you raise. Payia is a donation rail built for campaigns — high-risk-tolerant, interchange-plus, so more of every dollar reaches the race.

The problem

A campaign can't afford a frozen rail.

Frozen in October

A generic processor freezes your account at the worst possible moment, with your war chest locked inside.

Built for retail, not races

Off-the-shelf rails assume a coffee shop — not a campaign with a launch-day spike and an FEC reporting cadence.

A flat rate that adds up

A flat skim on every dollar quietly taxes the war chest — money that should have bought voter contact.

How it works

Board, process, settle — on your side.

01
Board

Onboard in days

Fast onboarding onto a licensed, political-friendly processor — no six-week underwriting limbo while the cycle runs.

02
Process

A rail that won't freeze you

Built to carry the volume spikes a campaign actually runs, on infrastructure that expects political money.

03
Settle

Keep more of every dollar

Interchange-plus economics instead of a flat skim — more of every contribution reaches the race.

The margin

Every basis point you keep is more voter contact funded.

Donations are the fuel. A rail priced for campaigns instead of coffee shops means the war chest goes further — and it never goes dark at the moment you need it most.

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